Terms & Conditions

ShopperAwards.com* (the "Site") is owned and operated by LeadGen Media, Inc. (the "Company") (collectively, the "Site Parties"). The Site provides a forum for sponsors on the Site ("Sponsors") to make offers in connection with their products and services ("Offers") to persons who access the Site ("Users").

* NO REWARD IS GUARANTEED unless or until a User fulfills and complies with all Terms and Conditions of the Site Parties, as amended from time to time (the "Terms"), set out in the information below and any other rules, guidelines or policies, as amended from time to time, (including the Site Parties' Privacy Policy) (the "Policies"), which are hereby incorporated by reference into the Terms and as otherwise stated in the Terms.

In order to accept any offer and/or to receive a cash reward, you agree to be bound by and to comply with the Terms and the Policies. If you do not agree with the Terms and Policies please exit and do not use the Site. Your sole and exclusive remedy is to discontinue use of the Site. Any violation of the Terms or Policies may lead to forfeiture of the User's reward.

PLEASE READ:
(1) THE SITE PARTIES' TERMS IN THEIR ENTIRETY.
(2) THE SITE PARTIES' PRIVACY POLICY, BY CLICKING THE FOREGOING LINK OR THE LINK BELOW.
ELIGIBILITY AND REGISTRATION REQUIREMENTS

A User:

1. Must be a legal resident of the continental United States or the District of Columbia (United States territories such as Puerto Rico and the U.S. Virgin Islands are excluded. Void where prohibited.).
2. Must be eighteen (18) years of age or older at the time the User first accesses the Site.
3. Must have a physical and valid United States mailing address that is not a P.O. Box.
4. Must read and comply with the Terms and Policies.
5. Must fully, accurately and truthfully complete the registration profile, including, but not limited to, provision of a valid e-mail address, name, mailing address (as stated in number (3), above) and phone number (collectively, "Personal Contact Information"). Note: The Personal Contact Information a User provides in the registration profile and in the confirmation page is to whom a reward check will be made payable and the address to which the check will be mailed.
6. Voluntarily agrees and consents to the Site Parties' disclosure and sharing of Personal Contact Information with Sponsors and Sponsors' affiliates.
7. Must have his or her Internet browser set to accept "cookies" from the Site Parties and all Sponsors' websites and agrees and consents to the Site Parties, 'Sponsors' and Sponsors' affiliates use of cookies. Cookies contain information about the User's internet use that may later be accessed by the Site Parties, Sponsors and Sponsors' affiliates to track User activities on the internet.
8. Must not have anti-virus and/or anti-spyware software running that is set to override the browser's cookie settings.
9. Agrees that the data (including for example, Personal Contact Information), content, and any information the User provides, provided or used on the Site, as well as use of the Site, Offers, trial offers and any other products or services on the Site will not infringe or facilitate infringement on any copyright, patent, trademark, trade secret, or other proprietary, publicity, or privacy rights (collectively, "Rights") of any party, including the Rights of third-parties; or contain or promote any viruses, Trojan horses, worms, time bombs or other computer programming or code that is designed or intended to damage, destroy, intercept, download, interfere, manipulate, or otherwise interrupt or expropriate the Site, data, personal information, software, equipment, servers or content or facilitate or promote hacking or similar conduct.
10. Agrees by using the Site and/or completing Offers to opt-in to receive communications (i.e. newsletters and offers) by mail or email from the Site Parties, all Sponsors and Sponsors' affiliates. If you do not wish to receive communications from the Site Parties, Sponsors and Sponsors' affiliates, you may opt-out or unsubscribe at any time. (See "Opt-in Opt-Out," below). PLEASE NOTE THAT YOU CANNOT OPT-OUT FROM RECEIVING FURTHER COMMUNICATIONS FROM THE SITE PARTIES PRIOR TO RECEIVING THE CASH REWARD IF YOU WANT YOUR REWARD. IF YOU OPT-OUT OR UNSUBSCRIBE PRIOR TO YOUR RECEIPT OF THE REWARD, YOU WILL BECOME INELIGIBLE TO RECEIVE YOUR REWARD.

The Site Parties may, in their sole discretion, refuse to accept any User's registration due to noncompliance with the any eligibility or registration requirement.

CASH REWARD REQUIREMENTS
To earn and receive a cash reward, a User:

1. Must comply with and meet all Eligibility and Registration Requirements, set forth above.
2. Must meet with the One-Time Opportunity Restrictions, set forth above.
3. Must comply with all User Conduct Requirements, set forth below.
4. Must have provided to the Site Parties accurate and valid information (including, but not limited to information the User provides during the registration process, Offers, surveys and confirmation process).
5. Must fulfill Offer Completion (described and defined below) and the Site Parties must receive notification from the applicable Sponsors that such User has satisfactorily completed Offer Completion.
6. Must complete the registration profile page with Personal Contact Information that is substantially identical to the Personal Contact Information provided in the confirmation page. (See "Cash Rewards," below).

USER CONDUCT REQUIREMENTS
As a User:

1. You agree not to impersonate or misrepresent your identity or falsely state or misrepresent your affiliation with a person or entity.
2. You agree not to make any attempt to earn a cash reward in a manner inconsistent with the Terms and Policies.
3. You agree not to tamper, hack, spoof, copy, modify, or otherwise corrupt the administration, security, or proper function of the Site.
4. You agree not use robots or scripts with the Site.
5. You agree to adhere to the Terms and Policies starting the moment you access the Site.
6. You agree that you shall not try to and will not reverse engineer, reverse assemble, reverse compile, decompile, disassemble, translate or otherwise alter, defraud or create false results from any executable code, contents or materials on or received via this Site or any Sponsor's web site. You understand that such actions are likely to subject you to civil and criminal legal penalties and that the Company shall pursue such penalties to the full extent of the law to protect its rights and the rights of Sponsors.

OFFERS

Terms of Offers
The Site Parties are not responsible for any Sponsor's Terms and Conditions, statements, product descriptions, Privacy Policy's or any of the Offers listed on the Site. Users should carefully read any applicable Sponsor Terms and Conditions and Privacy Policy before completing such Sponsor's Offer. The Site Parties are not responsible for any relationship that may be created or arises between the User and any Sponsor (including, but not limited to, billing or ensuing contracts, agreements, offers, sweepstakes and product and services free trials) as a result of a User's use of the Site and Offer Completion. Users must contact Sponsors directly for all questions relating to an Offer. The Site Parties cannot provide Sponsor contact information to Users and will not contact Sponsors on behalf of Users.
Each Sponsor may change its Terms and Conditions and Privacy Policy, if any, connected to its Offers without notifying the Site Parties. You are responsible for reading and keeping informed of each Sponsor's most current Terms and Conditions and Privacy Policy, if any. Descriptions of Offers are provided to Users on an "as is" basis by Sponsors and the Site Parties make no representations or guarantees in connection with or about any Offer descriptions included on the Site.

Offer Completion
As a part of the Cash Reward Requirements, a User is required to start and finish Offer Completion (as defined below). Only Users that comply with the Terms and Policies may participate in Offer Completion in order to earn a cash reward. "Offer Completion" means that a User must:

1. Complete the specified number of different Offers at each of four different levels, AND
2. Complete each such Offer only on the Site, AND
3. Complete a specific Offer only once.

An example of the four different levels and number of required Sponsor Offers at each level is:
First Level: Silver Level Complete three (3) different Sponsor Offers. Second Level: Gold Level Complete four (4) different Sponsor Offers. Third Level: Platinum Level Complete three (3) different Sponsor Offers. Fourth Level: Diamond Level Complete three (3) different Sponsor Offers.

Each User may only complete a specific Offer ONCE and only if the User has not completed the Offer in the past either through the Site, any other web site, or with the Sponsor directly. A User will not receive a cash reward if the User completes any Offer he or she completed in the past.

To complete a specific Offer on the Site, click on the "Click Here" button next to that Offer and complete all of the Offer requirements as set forth by the Sponsor. The User is prohibited from going to a Sponsor's web site at a later date to complete the same Offer or completing the Offer via telephone.

CASH REWARDS

Confirmation
Users will not receive any communication that confirms that the User has earned a cash reward. Users should print the confirmation page on the Site AFTER they have completed it, BUT BEFORE clicking the "Submit My $50 Cash Reward Request" button and SAVE that printout (the "Confirmation Printout"). In some instances, the Confirmation Printout may be used to manually process a User's cash reward payment. However, presenting the Confirmation Printout does not guarantee a User will receive a cash reward.

Name, address, phone number and email address are subject to a voice verification process. Reasonable attempts (maximum 3) will be made to reach each user by phone. For example, the company will leave a voicemail after several unsuccessful attempts to reach the user. It is the user’s responsibility to contact the company’s designated confirmation phone line within ten calendar days in order to verify user’s phone and address. In the event that the company cannot verify the user’s phone and address, the award will be voided.

Registrants and winners may be required by LeadGen Media, Inc. to participate in a photo, video and/or film session and acknowledge that LeadGen Media, Inc. has the right to use such publicity photos, videos and/or films in any medium and in any reasonable manner it sees fit, unless that person advises LeadGen Media, Inc. at the time of entering the relevant contest that he/she wishes to retain his/her anonymity. Copyright in any such material becomes and remains the sole property of LeadGen Media, Inc..

LeadGen Media, Inc. may publicize, broadcast or otherwise disclose a contestant/participant’s name, character, likeness, statements or any recording of their voice in advertising or promotional activities concerning a specific contest, or LeadGen Media, Inc. contests/sweepstakes generally. LeadGen Media, Inc. may promote or advertise that a winner has won a contest.

Except where legally prohibited, acceptance of any prize constitutes permission for Sponsors to use the Participants' name, photograph, likeness, voice, address (city and state) and testimonials, in printed, broadcast media or new media, in perpetuity, in any manner they deem appropriate in connection with promoting this or any other Contest and/or promotion sponsored by them, without further compensation in connection with this Contest or the prize awarded.

Limit one award per household every 30 days.

Approval
The Site Parties do not represent or guarantee that a User will receive a cash reward solely upon Offer Completion. The Sponsor determines, in its sole discretion, whether or not a User earns a cash reward. If the Sponsor fails to approve, in its sole discretion, the issuance of a cash reward to a User, the Site Parties will not issue a cash reward to such User.
Many of the Offers listed on the Site include a free trial offer so that Users can evaluate a Sponsor's product or service without cost. Users should not complete an Offer or a free trial offer unless they have a genuine interest in the Sponsor's product or service. Users who cancel a free trial immediately or soon after joining the free trial may not receive a cash reward for Offer Completion or may have a cash reward revoked. The Site Parties and a Sponsor may each, independently or jointly, determine not to provide payment of a cash reward to a User who completes and subsequently cancels any free trial offers.

Forfeiture of a Cash Reward
A User's failure to fulfill any requirements or his or her duties or obligations under the Terms or Policies will result in a forfeiture of such User's cash reward. Any decision made by the Site Parties relating to such forfeiture in cases of suspected abuse or violation of a requirement or a User's duties or obligations as described in the Terms or the Policies shall be final, binding, and non-appealable.

Processing and Mailing
Cash reward processing and mailing to a User may take twelve (12) to sixteen (16) weeks. The amount of time it takes the Site Parties to process and mail a cash reward is solely dependent on the Sponsor. The Site Parties is not responsible for any delays. In addition to complying with the Terms and Policies, Users should read and must comply with the requirements of each Offer the User completes to ensure timely cash reward processing and mailing.

The Personal Contact Information a User provides in the registration profile and in the confirmation page is to whom a check in the amount of the cash reward will be made payable and the address to which the check will be mailed. ALL PERSONAL CONTACT INFORMATION A USER PROVIDES IN THE REGISTRATION PROFILE PAGE MUST BE SUBSTANTIALLY IDENTICAL TO THE PERSONAL CONTACT INFORMATION THE USER PROVIDES IN THE CONFIRMATION PAGE. The Site Parties will not process and mail a cash reward to a User who does no comply with this requirement.

The Site Parties are solely responsible for processing all cash reward payments. Please do not contact any Sponsors regarding your reward payment status. If you are eligible to receive a cash reward payment and do not receive payment within sixteen (16) weeks of the date you submitted the confirmation page on the Site, please contact the Company at the address provided below. Please allow six (6) to eight (8) weeks for the Company to respond to you.

FRAUD PREVENTION AND SECURITY
The Site Parties reserve the right to request further information from Users, and Users agree to provide such further information, to ensure they have not fraudulently completed Offers. The Site Parties reserve the right to place any cash reward payment on hold until the User has provided the requested information to the Site Parties. If the User does not provide this information to the Site Parties before his or her payment is scheduled to be processed, the processing and mailing of such User's cash reward will be suspended until the User satisfactorily complies with the Site Parties' information request.

OPT-IN AND OPT-OUT

From the Site Parties
To unsubscribe or opt-out of email communications from the Site Parties at any time, you may click here or in emails you receive from the Site Parties. Once your decision to opt-out of the Site Parties has been received by the Site Parties, within ten (10) business days, the Site Parties will place your e-mail address on a suppression file associated with the Site. Users whose e-mail addresses appear on the Site suppression file, will have their e-mail addresses checked against all correspondence to be sent by the Site Parties via e-mail. You should not receive any further correspondence from the Site Parties. PLEASE NOTE THAT YOU CANNOT OPT-OUT FROM RECEIVING FURTHER COMMUNICATIONS FROM THE SITE PARTIES PRIOR TO RECEIVING THE CASH REWARD IF YOU WANT YOUR REWARD. IF YOU OPT-OUT OR UNSUBSCRIBE PRIOR TO YOUR RECEIPT OF THE REWARD, YOU WILL BECOME INELIGIBLE TO RECEIVE YOUR REWARD.

From Other Parties
With respect to the Company, Sponsors, and Sponsors' affiliates, you will need to opt-out or unsubscribe in the manner described in their respective e-mails or newsletters. Please check their respective privacy policy or terms and conditions for more details.

NOTICES
All notices should be sent to:
ShopperAwards.com
c/o LeadGen Media, Inc.
7378 West Atlantic Boulevard
Margate, Florida 33053-4214

AMENDMENT OF TERMS AND POLICIES
The Site Parties may, in their sole discretion, revise the Terms and Policies from time to time by updating the Terms or Policies. Unless otherwise provided below, the revised Terms and Policies will take effect within thirty (30) days of their posting, but shall be immediately effective for all new Users to the Site. The Site Parties shall not provide any other notification of revisions to the Terms and Policies. A User's continued use of the Site thirty (30) days after the posting of any new or revised Terms or Policies will signify such User's acceptance to the revised Terms and Policies. Please review the Terms and Policies on the Site frequently to remain informed about amendments. The last date of an amendment is noted next to the statement "Last Revised" at the beginning of the Terms and Policies.

LEGAL

Third Party Web Sites
The Site Parties may provide links to a Sponsor's internet web site that is not under the Site Parties' control ("Third-Party Web Sites"). Also, if you click on a banner advertisement that appears on one of the pages of the Site, you may be transported to a Third-Party Web Site and away from this Site. THE SITE PARTIES' TERMS AND POLICIES APPLY TO THE SITE PARTIES ONLY AND ARE NOT INTENDED TO DESCRIBE THE TERMS AND CONDITIONS OR PRIVACY POLICIES OF THIRD-PARTY WEB SITES WITH REGARD TO THE COLLECTION AND USE OF PERSONALLY IDENTIFIABLE INFORMATION. WE ARE NOT RESPONSIBLE FOR THE PRIVACY PRACTICES, ACCURACY, COPYRIGHT COMPLIANCE, LEGALITY, DECENCY OR ANY OF THE CONTENTS, PRODUCTS, SERVICES OR ANY TRANSMISSIONS OF OR RECEIVED THROUGH THIRD-PARTY WEB SITES. IF YOU CLICK ON A BANNER ADVERTISEMENT OR A LINK TO A THIRD-PARTY WEB SITE, YOU SHOULD REVIEW THE PRIVACY POLICY OF SUCH THIRD-PARTY WEB SITE, IF ANY, TO DETERMINE THAT WEB SITE'S PRACTICES WITH REGARD TO THE COLLECTION AND USE OF PERSONALLY IDENTIFIABLE INFORMATION. Any link on the Site to a Third-Party Web Site does not imply an endorsement of the privacy practices of such Third-Party Website by the Site Parties, and no such Third-Party Web Site is authorized to make any representation or warranty on the Site Parties' behalf. You agree that the Site Parties and any other entities under the same ownership and control as the Company have no liability whatsoever for such Third-Party Web Sites and your usage of them. If you wish to suspend email or mail communications from Third-Party Web Sites, you must contact them directly. (See "Opt-In and Opt-Out," above).

General Disclaimers
The Site Parties do not endorse the Offers, trial offers, products or services of its Sponsors. The Site Parties do not warrant or validate the contents or information of Sponsors' advertisements, Offers or trial offers. The Site Parties do not assume any responsibility or liability for the accuracy of material contained on the Site (including, without limitation, in Offers or trial offers) and as stated above under "Third Party Web Sites." In addition, the Site Parties:

1. Do not have absolute control over the timing of the registration or cash reward approval process and therefore, there may be a delay in the delivery due to a Sponsor and its business affiliates' delay in transmitting necessary information or other reason outside of the Site Parties' control. The Site Parties are not responsible or liable for any delay.
2. Do not offer any representation, warranty or guarantee and do not insure the quality of any Offers, trial offers, product or service provided by Sponsors.
3. Are not responsible for Sponsors' promotions, Offers, trial offers, terms, conditions or policies displayed on the Site or on the web sites of Sponsors.

Disclaimer of Warranties
YOUR USE OF THE SITE AND PARTICIPATION IN OFFERS IS AT YOUR SOLE RISK. THE SITE AND THE OFFER AND ANY TRIAL OFFERS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE MAXIMUM EXTENT ALLOWED BY APPLICABLE LAW, THE SITE PARTIES EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED BY LAW, CUSTOM OR OTHERWISE, INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. THE SITE PARTIES MAKE NO WARRANTY REGARDING ANY OFFERS, TRIAL OFFERS, GOODS OR SERVICES, ENTERED INTO, PURCHASED OR OBTAINED THROUGH FROM SPONSORS OF IN CONNECTION WITH OFFERS OR ANY TRANSACTIONS WITH SPONSORS ENTERED INTO THROUGH OR ARISING OUT OF THE SITE.
Release of Liability

You agree and acknowledge that your relationship with all Sponsors is separate from your relationship with the Site Parties. Any payment for and delivery of any and all Sponsor goods or services, entry into and operation of promotions, discounts or contests, and any other terms, conditions, warranties or representations associated with your transactions or relationships with any and all Sponsors are solely between you and the Sponsor.
You and your heirs, executors, administrators, representatives and assigns agree to forever completely waive, release, discharge and hold harmless the Site Parties, any other entities under the same ownership and control as the Company, and their respective directors, officers, employees, agents, advisors, attorneys, representatives, contractors, subcontractors and affiliates (collectively, the "Associated Parties") from and against any and all rights, litigation, demand, damages, suit, judgment, claim, liability, cause of action, action, proceeding, expenses, fees, attorneys' fees (including appellate level) and costs of any kind whatsoever arising, directly or indirectly, out of or related to any and all Offers, trial offers, transactions, relationships or dealings between you and any and all Sponsors or as a result of the content of or any information provided or requested by any and all Sponsors (no matter whether on or in connection with the Site).

Limitation of Liabilities
You waive, to the fullest extent permitted by law, all claims against the Site Parties and the Associated Parties for lost profits or earnings or other indirect or consequential damages otherwise recoverable under applicable laws arising in connection with the Terms and Policies or the services to be provided under the Terms or Policies. THE SITE PARTIES', AND THEIR SPONSORS', ADVERTISERS', PUBLISHERS', SERVICE PROVIDERS', LICENSORS' AND THE ASSOCIATED PARTIES' TOTAL CUMULATIVE LIABILITY TO ANY USER UNDER THE TERMS AND POLICIES SHALL NOT EXCEED AN AMOUNT EQUAL TO FIFTY DOLLARS ($50.00).
EXCEPT FOR CLAIMS FOR PHYSICAL INJURIES, THE SITE PARTIES, AND THEIR SPONSORS, ADVERTISERS, PUBLISHERS, SERVICE PROVIDERS, LICENSORS AND THE ASSOCIATED PARTIES WILL NOT BE LIABLE FOR (A) ANY SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, OR (B) COMMERCIAL LOSS OF ANY KIND, INCLUDING LOSS OF BUSINESS OR PROFITS, WHETHER BASED UPON BREACH OF WARRANTY, BREACH OF CONTRACT, NEGLIGENCE, STRICT TORT OR ANY OTHER LEGAL THEORY, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH DAMAGES WHETHER, WITHOUT LIMITATION, RESULTING FROM (i) THE USE OF OR THE INABILITY TO USE THE SITE; (ii) PARTICIPATION IN OR COMPLETION OF OFFERS OR TRIAL OFFERS; (iii) ANY GOODS OR SERVICES PURCHASED OR OBTAINED OR MESSAGES RECEIVED OR TRANSACTIONS ENTERED INTO THROUGH THE SITE, OFFERS OR TRIAL OFFERS; (iv) UNAUTHORIZED ACCESS TO OR ALTERATION OF USERS' TRANSMISSIONS OR DATA (INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLES, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES); OR (v) TYPOGRAPHICAL ERRORS, OMISSIONS, OR OTHER INACCURACIES ON THE SITE OR ANY OTHER PART OF THE SERVICE.
You agree that the Site Parties and the Associated Parties assume no liability or duties for Sponsors' terms and conditions, privacy policies, offers, trial offers, campaigns, game promotions, sweepstakes, prizes, contests, materials, advertising content, listing content, or errors or omissions in makeup, printing, design, electronic mail transmittal, publication or non-publication, or failure to electronically transmit. You acknowledge that data entry, communication and storage are subject to a possibility of human and machine errors, omissions, delays, losses, including inadvertent loss of data or damage to media, which may give rise to loss or damage. The Site Parties the Sponsors and the Associated Parties do not undertake any liability to for any such errors, omissions, delays or losses.

The provisions of this Limitation of Liabilities section shall apply to the fullest extent of the law, whether in contract, statute, tort (such as negligence), or otherwise. In circumstances where all or any portion of this Limitation of Liabilities section is finally determined to be unavailable, the Site Parties the Sponsors, and the Associated Parties' aggregate liability for any claims, liabilities, or expenses relating to (i) the use of or the inability to use the Site; (ii) participation in or completion of offers or trial offers; (iii) any goods or services purchased or obtained or messages received or transactions entered into through the Site, offers or trial offers; (iv) unauthorized access to or alteration of Users' transmissions or data (including but not limited to, damages for loss of profits, use, data or other intangibles, even if such party has been advised of the possibility of such damages); or (v) typographical errors, omissions, or other inaccuracies on the Site or any other part of the service shall not exceed an amount which is proportional to the relative fault that the Site Parties', the Sponsors' or the Associated Parties' conduct bears to all other conduct giving rise to such claims, liabilities, or expenses.

Indemnification
By using the Site, you agree to indemnify and hold harmless the Site Parties the Sponsors' and the Associated Parties (collectively, the "Indemnified Parties") from and against any and all litigation, demand, damages, suit, judgment, claim, liability, cause of action, action, proceeding, expenses, fees, attorneys' fees (including appellate level) and costs of any kind whatsoever brought by a third person (including, but not limited to, a federal or state regulatory agency) arising from your use of the Site, your registration, your participation in Offers, trial offers, all transactions, relationships or dealings between you and any and all Sponsors or as a result of the content of or any information you provide to the Indemnified Parties or your submission of ideas and/or related materials to the Indemnified Parties.
YOU AGREE TO WAIVE TO, THE FULLEST EXTENT PERMITTED BY LAW, ALL LAWS THAT MAY LIMIT THE EFFICACY OF SUCH INDEMNIFICATIONS OR RELEASES. FOR EXAMPLE, YOU SPECIFICALLY AGREE TO WAIVE THE PROVISIONS OF CALIFORNIA CIVIL CODE SECTION 1542, WHICH PROVIDES:
"A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR."

Governing Law, Jurisdiction and Venue
The Terms and Policies and all transactions contemplated by the Terms and Policies shall be governed by, and construed and enforced in accordance with, the internal laws of the State of Florida without regard to principles of conflicts of laws. Any civil action or legal proceeding arising out of or relating to the Terms or Policies shall be brought in the courts of record of the State of Florida in Broward County or the United States District Court, Southern District of Florida. You consent to the jurisdiction of such Florida court in any such civil action or legal proceeding and waives any objection to the laying of venue of any such civil action or legal proceeding in such Florida court. Service of any court paper may be effected on such party by mail, as provided in this Agreement, or in such other manner as may be provided under applicable laws, rules of procedure or local rules. You agree to comply with all laws that apply to the use of the Site. If the laws of your state do not permit your use of the Site or participation in the Offers, then you are responsible for complying with such laws and you agree to indemnify and hold harmless the Site Parties and the Associated Parties from and against any action you undertake to use the Site.

No Assignment
The Terms and Policies are personal to you and you may not transfer, delegate, or assign the Terms or Policies. Any attempt to assign or delegate the Terms and Policies shall be null and void. The Site Parties may assign the Terms and Policies in their sole discretion without notification to the User.

Entire Agreement and Severability
The Terms and Policies represent the entire understanding and agreement between you and the Site Parties with respect to the subject matter of the Terms, Policies and the Site, and supersedes all other negotiations, understandings and representations (if any), whether oral or written, made by and between you and the Site Parties. If any provision of the Terms or Policies is or becomes illegal, invalid or unenforceable in any respect under the law of any jurisdiction, neither the legality, validity or enforceability of the remaining provisions of the Terms or Policies nor the legality, validity or enforceability of such provision under the law of any other jurisdiction shall in any way be affected or impaired thereby. If any provision of the Terms or Policies may be construed in two or more ways, one of which would render the provision invalid or otherwise voidable or unenforceable and another of which would render the provision valid and enforceable, such provision shall have the meaning which renders it valid and enforceable.

California User Consumer Rights
California residents have rights to the following information pursuant to California Civil Code Section 1789.3 and California Business and Professions Code Section 17538. LeadGen Media, Inc. is the provider of performance-based online marketing solutions and may be contacted at 7378 West Atlantic Boulevard Margate, Florida 33053-4214, 954-752-4040. The Site Parties reserve the right to begin charging for use of all or any portion of the Site, but currently there are no charges to the User for use of the Site. Upon your request, you may have these Terms and Policies sent to you by e-mail. The Complaint Assistance Unit of the Division of Consumer Services of the Department of Consumer Affairs in California may be contacted in writing at 400 R. Street, Suite 3090, Sacramento, California 95814 or by calling 1-800-952-5210